SMSF Loans

Your trusted SMSF Property Lender and Broke

If you’re a member of a self-managed super fund (SMSF) or an individual or corporate trustee, investing in property can be a powerful way to enhance your retirement savings and maximise distributions for members.

The key distinction between SMSFs and traditional industry or retail superannuation funds is that SMSFs give you direct control over your investment choices, making them a popular option. Additionally, SMSFs have the ability to borrow funds to invest in both residential and commercial properties, with the property held in trust until the loan is fully repaid.

These properties then become assets of the SMSF, generating ongoing income for members and trustees upon reaching retirement age, thus ensuring a stable and comfortable income during retirement.

Take charge of your future with superannuation

Let Traikos Finance help you navigate the complexities

While SMSF loans are a fantastic way to enhance your fund’s savings, they come with complexities that differ from standard loans, involving several layers of government regulations before you can get approval.

There are specific limitations to be aware of, such as typically allowing up to 70% leverage, offering 30-year terms, and capping interest-only repayments at five years. Moreover, the minimum loan amount usually starts at $100,000, while the maximum depends on your financial situation.

The application process can be intricate and multifaceted, with various challenges to overcome before your loan is approved. The Traikos Finance team is here to help you cut through the jargon, streamline the process, and expedite your approval, enabling you to invest in residential and commercial properties sooner,

This page explains the general information about SMSF loans and should not be construed as financial advice. We recommend consulting a qualified financial advisor or accountant for specific guidance.

Not all lenders provide SMSF mortgage loans

It’s important to note that not all banks and lending institutions are equipped to manage these types of loans; only a limited number do. At Traikos Finance, we have dedicated the past decade to building and nurturing relationships with these lenders to enhance your chances of securing approval with optimal rates, fees, and terms. Contact our team today, and let us assist you in growing your super fund.

WhY CHOOSE US

With your investment property, peace of mind is insured

At Traikos Finance, we believe in using technology to complement personal connections, not replace them. Our team is skilled in cutting-edge broking software, backed by long-standing relationships with Australia’s leading banks and lenders, and has years of experience in the investment finance sector. Let us bring our specialities, systems, and industry connections together to benefit you.

Straightforward lending guidance. We drive your investment goals forward.

The constantly shifting landscape of investment lending—filled with evolving rules, regulations, and restrictions—can be tough to tackle on your own. With our vast experience, we break down these complexities in simple terms, helping you understand how changes impact your situation. Over the years, we’ve helped countless property investors, Australian expats, entrepreneurs, and families secure competitive loans for their investment properties.

Special support for investment property loans.

With a wide range of financing and refinancing options available, having a reliable specialist by your side is essential—whether it’s your first investment or you’re a seasoned investor. The good part? Most of our services come at no cost to you. By working with Traikos Finance, you’ll benefit from specialities and insights that go beyond what a bank can offer, ensuring you secure the right loan for your needs.